![]() ![]() When you signed up for your Victoria’s Secret credit card, you likely did not believe that you would then be the recipient of numerous unwanted calls. Protections Provided by the Telephone Consumer Protection Act Here is what you need to know about these laws and how they may assist you with resolving harassing Victoria’s Secret debt collection actions. There are two primary laws that can protect you against Comenity Bank’s Victoria’s Secret collections: The Telephone Consumer Protect Act and the Rosenthal Fair Debt Collection Practices Act. While creditors may be legally able to contact you to pay your Victoria’s Secret card, there are limits to what actions they can take. Some have even reported that debt collectors call their family members or threaten to send the account to an attorney. Others report Comenity Bank’s Victoria’s Secret collectors are rude, condescending, and nasty. Some consumers say Comenity Bank harassing phone calls are made to them ten times or more a day. They report that they have received phone calls from numbers that keep changing and sometimes even receive text messages from people purporting to be Comenity Bank or its agent. Members of the Victoria’s Secret community report receiving Comenity Bank phone calls over the last several years. ![]() If Comenity Bank keeps calling you, know that you are not alone. Stop Victoria’s Secret harassing phone calls Comenity Bank and Victoria’s Secret Collections Here is what you need to know about your rights regarding Victoria Secret’s credit card collections. The web is full of consumer complaints of “Comenity Bank calling me,” but you can take action to stop harassment from debt collection agencies. However, if these collectors violate federal laws, these collection attempts may rise to the level of harassment. When consumers fall behind on their credit card payments, it encourages debt collectors to call consumers repeatedly in hopes to collect payment on unpaid balances. Comenity Bank offers credit card financing to retail stores like Victoria’s Secret and others. While you may have been enticed to sign up for the Victoria’s Secret credit card, called the Angel Credit Card, you might not be so happy with the devilish tactics used by the bank that backs these cards. ![]()
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